Bundling Renters and Auto Insurance: How Much Can You Save? 2026

Published: May 2026 | 6-min read

Key Takeaways

How Much Can You Save?

The average bundling discount for renters + auto is 15%. Here's what the top insurers offer:

Insurer Bundle Discount Average Annual Savings
State Farm Up to 25% $450/year
GEICO Up to 20% $380/year
Progressive Up to 15% $320/year
Allstate Up to 18% $350/year

How to Bundle

  1. Get a quote for auto insurance from a company that also sells renters insurance.
  2. Ask the agent to add renters insurance to the same policy.
  3. Apply the multi-policy discount.
  4. Review the combined premium – it should be 10–25% less than buying separately.

Can You Bundle If You Don't Own a Car?

Yes! Many insurers allow you to bundle renters insurance with:

Sarah M.
Licensed Insurance Agent & CFP | CPCU, CIC, ARM-P, FRM
12+ years in personal insurance lines. Sarah specializes in renters and auto insurance optimization for U.S. tenants.
CPCU CIC ARM-P FRM CFP
Updated: June 2026

Official Renters Insurance Data Sources

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