Travelers Renters Insurance Review 2026

⭐⭐⭐⭐ 4.0/5.0
Average Cost: $14-20/mo
Best for: Responsible Driver Discount

Travelers is the oldest insurance company in the United States, known for its responsible driver discount and green home discount. The company offers renters insurance in all 50 states.

🎯 Key Takeaways

  • Pros: Responsible driver discount, Green home discount, Wide coverage options
  • Cons: Rates can be higher for some profiles, Limited online experience, Some discounts not available in all states
  • Best for: Responsible Driver Discount
  • Average cost: $14-20/mo for typical coverage
  • Our rating: 4.0/5.0 — Recommended

About Travelers

Founded

1853 (173 years ago)

Market Position

Oldest insurance company in U.S.

AM Best Rating

A++ (Superior)

Our Rating

4.0/5.0

Travelers is the oldest insurance company in the United States, known for its responsible driver discount and green home discount. The company offers renters insurance in all 50 states.

Pros & Cons

✅ Pros

  • Responsible driver discount
  • Green home discount
  • Wide coverage options
  • Available in all states
  • Strong financial strength

❌ Cons

  • Rates can be higher for some profiles
  • Limited online experience
  • Some discounts not available in all states
  • Mixed customer service reviews

Customer Reviews

4.0/5.0
⭐⭐⭐⭐
Our Rating
A++ (Superior)
Financial Strength

📊 Data Sources & Methodology

This review is based on data from ValuePenguin, MoneyGeek, and J.D. Power 2024-2026 reports. Pricing reflects a 30-year-old single renter with $30,000 personal property coverage, $100,000 liability, and $1,000 deductible.

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Sarah M.
Licensed Insurance Agent & CFP | CPCU, CIC, ARM-P, FRM
12+ years in personal insurance lines. Sarah specializes in renters and auto insurance optimization for U.S. tenants.
CPCU CIC ARM-P FRM CFP
Updated: June 2026